Tips for beating home loan interest rate increases
- Budget for repayments at least two percent higher
than you are actually paying.
- Opt for a basic loan with fewer features but a lower
rate.
- Pay extra on your variable loan from the start.
- If your budget won't cope with many rate rises, now might be a good time to consider a capped rate home loan. If you can't choose between a fixed and a variable rate mortgage, consider splitting your loan with half at the variable rate and half at a fixed rate.
When you are ready to apply for a mortgage or a refinance
package, the Home Loan Club will help you. 
Please complete the no obligation online enquiry.
