Home Loans Made Easy
Life has become so busy we all need specialist help
to gather the information. We want to make the right
decision when we make one of the most important financial
decisions of our lives. The goal of the Home
Loan Club is to give you access to high quality, experienced
home loan assistance quickly and easily.
Home Loan Club has teamed up with Club Financial Services to provide the easy application processing with the added 24/7 convenience, cost savings and speed of doing business using modern personalised communication.
You will receive the full personal support from an experienced Club Financial Services consultant to help you find your home loan package. We give you access to the buying power of a respected and very successful team of mortgage brokers.
Your personal consultant will see your enquiry through to loan settlement. This includes helping you with any questions and concerns between you and your selected lender. Our goal is to make the process an easy practical experience with very positive outcomes.
Standard Variable Rate Loans
The standard variable loan is the most common type of home loan and has an interest rate that is based on Reserve Bank official rates which can move up or down. It also gives borrowers considerable flexibility in managing their loan and repayments. There is also a basic variable loan that is relatively inflexible and does away with most benefits.
The summary of qualifying criteria is as follows:
- Loan to 80% of property value or up to 95% with lenders mortgage insurance (LMI)
- Borrower to provide deposit of 10-25% or securable assets to cover difference
- A clean credit rating (CRAA).
- Income Serviceability Test
- Some postcode areas have lending limits. (Information provided on application)
- Please complete a Loan Enquiry Form and a Club Financial Services consultant will work to assist you to qualify for your loan. You should be able to obtain a "pre-Approval" before you start shopping for that particular property.
With our help you can obtain a great home loan with a very competitive low rate tailored for your situation. By matching your needs with dozens of top lenders Club Financial Services can negotiate a terrific outcome for you.
We
invite you to complete the Easy
Loan Enquiry Form. A Club Financial Services consultant
will be appointed as your personal consultant. Your
consultant will work with you over the telephone and
or internet.
Please enjoy the 24/7 convenience, cost savings and speed of modern online business, combined with good old fashioned personal service.
Please click to access latest Australian Mortgage Lenders Comparison Rates in PDF, Excel and HTML file formats.
Have questions? Need help?
We would be glad to help you; simply contact us via email or phone.
