Home Loans made easy

Life has become so busy we all need specialist help to gather the information. We want to make the right decision when we make one of the most important financial decisions of our lives. The goal of the Home Loan Club is to give you access to high quality, experienced home loan assistance quickly and easily.

Home Loan Club provides easy enquiry submission and processing with 24/7 convenience, cost savings and speed of doing business using modern personalised communication.

You will receive the full personal support from an experienced consultant to help you find your home loan package. We give you access to and choice of a range of respected mortgage brokers.

Standard Variable Rate Loans

The standard variable loan is the most common type of home loan and has an interest rate that is based on Reserve Bank official rates which can move up or down. It also gives borrowers considerable flexibility in managing their loan and repayments. There is also a basic variable loan that is relatively inflexible and does away with most benefits.

The summary of qualifying criteria is as follows:

• Loan to 80% of property value or up to 95% with lenders mortgage insurance (LMI)
• Borrower to provide deposit of 10-25% or securable assets to cover difference
• A clean credit rating (CRAA).
• Income Serviceability Test
• Some postcode areas have lending limits. (Information provided on application)
• Please complete a Loan Enquiry Form and a Home Loan Club consultant will work with you to find a Lender appropriate to your needs.
• You should be able to obtain a "pre-Approval" before you start shopping for that particular property.

With our help you can obtain a great home loan with a very competitive low rate tailored for your situation. By matching your needs with dozens of top lenders Home Loan Club will assist you towards a terrific outcome.

We invite you to complete the Easy Loan Enquiry Form.

Please enjoy the 24/7 convenience, cost savings and speed of modern online business, combined with good old fashioned personal service.

Have questions? Need help?

We would be glad to help you; simply contact us via our Enquiry Form or call 1300 337 893.